QR code on smartphone with bank icon, lightbulb signifying innovation, and calendar for deadlines. Ideal for fintech, payments, banking, innovation, planning technology simplicity. Simplistic flat premium vector by robuart

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blue vector illustration simplicity business abstract black Efficiency technology creativity calendar concept icon flat planning simple web banking finance metaphor payment lightbulb innovation organization transaction smartphone deadlines scheduling timeframe Online Banking creative idea QR Code mobile app Mobile Payment electronic bill digital tool cashless payment fintech deadline management financial solution financial organization qr scanning modern payment tech innovation fintech concept qr technology bstyle

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